Thomas & Wanda

"Mr. & Mrs. Fraser Valley"

 

(NC)-Every family needs an emergency plan - and that includes the steps required to take care of the furry and feathered members of your family.
 

In case of an evacuation, pets may not be allowed in public shelters or hotels, so it's a good idea to prepare an alternative if they can't go with you. Options include taking them to the home of a relative or friend, or in advance, identifying pet-friendly hotels or boarding facilities near you. The following tips from Public Safety Canada will help you keep pets safe:
 

Identify your pet. If you become separated from your little one during an emergency, their identification may be the only way to find them. Make sure each animal wears a collar and identification tag at all times.
 

Put together a pet emergency kit. Here are some things to include:
 

• A sturdy crate or carrier;
 

• A strong leash or harness;
 

• ID tag and collar;
 

• Food and water for at least 72 hours (4L/day per average dog, 1L/day per average cat);
 

• Bowls and can opener for food;
 

• Newspaper, paper towels, plastic bags, litter, and/or litter box;
 

• Special medications, dosage, and veterinarian's contact information;
 

• Pet file (including recent photos of the animal, your emergency numbers, contact information for friends who could house your pet, copies of any licenses, and vaccination records);
 

• A pet first-aid kit;
 

• Blanket and toy.
 

Plan for evacuations. The best way to protect your pet in an emergency is to bring it with you. Most evacuation shelters will only accept service animals. Make a list of where your pet can be taken in case you need to evacuate, such as:
 

• Hotels, motels, and other pet-friendly lodging;
 

• Boarding centres and animal shelters;
 

• Animal clinics;
 

• Family members and friends
 

Keep your pet inside during severe weather. Animals are sensitive to sudden changes in temperature and often isolate themselves when scared. Never leave a pet outside or tethered during a storm.
 

Separate cats and dogs. Keep smaller pets such as hamsters away from larger animals. Stress can lead to unusual behaviour.
 

If ordered to evacuate, take your pet with you. If you must leave your pets in the house, do not tether or cage them. Leave a sign in the window and a note on the door indicating what animals are inside. Provide water and food, and leave toilet seats up. Keep newspaper inside for hygiene purposes and feed your pet wet food in order to reduce the amount of water it may need.
 

More information on emergency preparedness is available online at www.GetPrepared.ca.

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Carpet stain removal can be a daunting task. It should also be done with much care and precaution to prevent damage on the carpet. While using the vacuum cleaner will do fine, it will only remove the dirt. Stains are different, thus, they should be treated differently.

Regardless of the approach employed in removing the stains, it is best to act immediately and quickly. If you wait in doing the cleaning, you risk ruining your carpet for good. Whether oil, wax, solid or liquid substances are spilled on the carpet, you need to grab a clean cloth to remove the solid substances or what can be removed from the stain.

Then you have to blot out as much of the stain as possible. If a liquid substance spilled the carpet, there might occur wicking. Wicking means that the liquid substances have pooled at the bottom of your carpet. Hence, it will weaken the fiber of your carpet, causing the stain to spread and resurface; and eventually, serious damage is done on your carpet.

To prevent wicking, you need to cover the area with a thick dry cloth, and weigh it down with thick books or something that is heavy. Leave it overnight and remove the stain as normal in the following day.

In the morning, when you are certain that no more liquid or staining material will come out, blot out the stain using a dampen cloth or sponge. Avoid scrubbing the carpet as it would weaken the fiber and cause the stain to spread to other areas.

Blotting the stain gently will remove the stain without causing further damage to the carpet. If the stain remains after blotting it with water, you may want to squirt mild dish washing liquid onto it to clean. Blot the stain gently and let it sit for an hour before you blot again with a cool damp sponge or cloth until the stain is totally removed.

There are many carpet stain removal products available in the market in case you do not like to use dishwashing liquid detergent. Commercial products designed for removing stains vary based on what types of stains on your carpet.

For them to be effective, you need to figure out what type of stains your carpet has. If it is greasy like oils for cooking, body, automotive or moisturizing, use grease-based stain removal products.

If the stains are acid-based like coffee or urine, your choices are oil-based or acid-based products. In oil-based, the stains are dissolved, while in acid-based, the chemical quality of the spots are changed in order to make them easy to remove.

If you are not certain on the type of stain your carpet has, choose the all-purpose type of carpet stain removal product.

In all your undertakings, it is best to test the carpet stain removal product in a corner of the carpet or in any out-of-the-way area of the carpet, lest, you may risk creating a faded spot that may look more hideous than the stain itself.

by Rudy Silva
http://www.articlecity.com/articles/home_improvement/article_6257.shtml

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We'd love it if you would pop in to say "HI" to us at our Open House at 22 3902 LATIMER ST in Abbotsford.
Open House on Sunday, July 27, 2014 1:00 pm - 3:00 pm
Spacious, clean and bright, this end unit townhouse is sure to please the fussiest buyer. 4 bedrooms (2 up, 2 down), 3 full baths and a large double garage guarantee you will have enough space for the whole family. Freshly painted one yearago, with larger renovations completed two years ago including new flooring, new stainless steel applainces, kitchen countertops and new light fixtures. Close to all levels of schools, and walking distance to Bateman Park. Two pets allowed, no rentals allowed. Call today for your personal viewing!
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(NC)-One of the oldest pieces of investing advice has to be don't put all your eggs in one basket. In other words, make sure your portfolio is well diversified to protect yourself against the ups and downs of the financial markets. The financial planning experts at Desjardins Group suggest that knowing your investor profile - or risk tolerance - is an important step to building a well-diversified portfolio. Here are six steps that will help you find the right balance of fixed income, equities and cash:


Choose different asset categories: Financial products don't all have the same return and risk characteristics. For example, your portfolio will be more stable if you combine fixed-income securities (term savings, bonds, and market-linked guaranteed investments) and growth securities (mutual funds, shares).

Think about varying your maturity dates: Laddering or staggering the maturity dates of your fixed-income will allow you to regularly have access to cash that you can reinvest and or use to invest in other investment opportunities.

Diversify by economic sector: Activity sectors don't respond the same way to changes in the economy. For example, in times of growth, demand for commodities increases, which favors businesses in this sector. In times of recession, securities tied to basic consumer needs (like groceries, health, etc.) will generally do better than mining securities. It's also important to remember that equities or corporate stocks are the most vulnerable to market fluctuations. Being properly diversified will protect you against this.

Hold international investments: Since Canada represents less than 3% of the world's stock markets, it's important to be open to all growth opportunities. For example, consider purchasing shares in large international and American multinationals that get much of their income from abroad.

Think about growth businesses: While they are a much riskier investment, small and medium-sized businesses have a much higher potential for growth than some multinationals. Investing in a few small cap equities can be interesting over the medium and long term. However, keep your risk aversion level in mind as you may experience some fluctuations.

Learn to recognize management styles: Not all mutual fund managers use the same investment approach. Some look for securities that are trading below their intrinsic value while others prefer to invest in businesses that are well-positioned in a growth sector. The returns of each vary according to the economic context. Blending management styles will give your portfolio more stability in the long term.

For more investing tips, visit Desjardins Group at www.Desjardins.com.



Courtesy of Newscanada
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We are thrilled to say we have just SOLD a property at 3469 200 ST in Langley.
An incredible FAMILY home that could easily be converted to a "legal" suite with very minimal cost. The NEW septic system(2006) meets today's requirements to accommodate a bsmt. suite. This home is a " MUST SEE" to appreciate the long list of renovations and improvements. Here are just a few: 97% HIGH EFFICIENCY 2 stag furnace, HEAT PUMP, state of the art AIR PURIFICATION system, H/W tank, AIR CONDITIONING, 2 GAS F/P's, gas BBQ box, NEW septic field and tank(2006), NEW windows and doors, NEW covered deck, commercial grade HARDWOOD flooring, 2" blinds and so much more! This ENERGY EFFICIENT home is "MOVE IN READY" and ideal for a large family. RV parking and plenty of room for the toys on this 11,800 sq. ft. lot. Call today!
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With framing subcontractors coming in as scheduled, I all of a sudden realized that the floor that they would be framing over had some very serious issues.

Pounding on my cell phone to find someone... Anyone to help me on literally zero notice, I realized the only person I had that could do it... Was me.

So I dusted off the flooring toolbox, started pulling out the old flooring tools and began ripping up floorboards with my trusty Wonderbar.

Not having done this kind of work in a few years, one of the boards I ripped up broke loose and smashed me square in the jaw.

Dazed and bloodied... And luckily not having to call the emergency crew... I realized something...

When you're first learning how to flip a house, there's lots of different ways to do it.

Especially when it comes to the rehab, there are a number of different paths to take:

Some like to do all the rehab work themselves.
Some don't want to do any of the rehab work themselves.
And some pick the middle path, doing some work and then having others do the rest.

Which way is best?
How to Flip A House - Do It Yourself?

Personally, I don't mind doing some of the rehab work...just as long as I don't have to do all of it.

Unless I feel the overwhelming need to pound a sledgehammer through a few walls in the demo... I'd much rather pay someone else to do it.

Personally, I'd rather spend my time looking for the next deal.

I used to be a flooring guy for years, so if I have to do some of the work on a rehab, I will. And if my experience this past week tells me anything, I think its best to stick to overseeing the rehab work instead of doing the rehab work.

However, when you're learning the basics of how to flip a house, there's no doubt that getting your hands dirty on your first house flip is a great way of really getting to know the business.

Doing at least some of the rehab work yourself to start off isn't a bad idea... But then getting others to do it for you afterward is a great way to scale things... As well as limit potential trips to the Emergency Room.

The Pros and Cons of Hiring a GC to Do Your Flips

In an ideal world, hiring a general contractor (or "GC") to do all your rehab work is the best possible way to go when you're house flipping.

But that's only if you can make the numbers work.

It's certainly nice to have one single point of contact to do all the dirty work for your house flips and rehabs while you're out looking for the next deal or rounding up potential buyers.

This way is far easier on you (and your chin), especially if you're doing it part time or have other real estate deals to tend to.

On the flip side, in many areas of the country it's extremely difficult to get a contractor to do the work for you and still stick to your 70% Rule in hopes of getting the ARV and profit margin to make the deal work.

The issue is that the really good general contractors out there tend to use the same subcontractors and don't bid out each job they do. They have "their guys" who do the subcontracting and they're oftentimes reluctant to try to negotiate with them.

On top of that, remember that a GC adds on 10-20% over what his subcontractors charge him. There's nothing wrong with that because everyone needs to make a profit here.

And believe me, on many jobs, your GC really earns that wage!

A good tip here is if you are dead set on using a specific contractor, you might be able to negotiate a lower management percent or even none at all for a percentage of the profits on the deal. General contractors also can be good sources of potential funding as well.

If you are just learning how to flip a house...everything is negotiable in house flipping!

Should I Do The Rehab Myself?

To answer this question, it's going to depend on a lot of different factors, but the biggest factor of all is you.

For me, it was a logical step to do the rehab on my first few house flips. As I said before, I was in the building trades full time and was used to being on job sites. I love construction and to me, turning a run-down shack into a beautiful place to live is one of the coolest things around.

So I went out and got my state contractor's license, ready to GC my first house flip all on my own.

As I look back on it, despite the challenges, it was great experience. Primarily because I could see firsthand how the whole operation runs. This on the job experience has really helped me in my house flipping career - so much so that when I hired the job out in the future, I knew exactly how to set the rules and how to follow the whole house flipping process.

There's nothing like firsthand experience to teach you that.

In House Flipping...Know Thyself

Do you absolutely need to do it this way?

I don't think so. But think of general contracting your first house flip as a bit of "on the job training". It's not necessary - but it's surely an experience you'll refer back to many times in your house flipping and real estate investing career.

If you have a full time job and are rehabbing one house at a time, then you may very well have the time, but this largely depends on the kind of job you have as well.

If you have a fair amount of flexibility with your job hours, then perhaps it may work.

If you're tied to a desk all day and an hour commute away from the geographic area you do your flip in, then perhaps not.

However, only you can answer that.

Do understand this though; in order to effectively manage any real estate investing rehab, you will have to be available to manage the sub-contractors by phone, early in the mornings or in the evenings. And if you have other things on your plate, like a job, a wife, kids... This gets tiresome.

There will be times when you'll need to go on site and if you are on a business trip a thousand miles away at the time, it might be tough to pull this off.

For me, my flooring business allowed me the flexibility to stop in on the job site and check on things whenever I needed so I was fortunate enough to have the flexibility.

You on the other hand, may not.

Ideally, if you have enough money saved up to quit your day job and become a full time Real Estate Investor then this will be much easier for you to manage. Plus at that point, it IS your job!

So if you're not sure if being the general contractor is right for you, then you may want to try it to see if you like it.

But if you'd rather play it a bit safer, then there is another choice that may be right for you.

Behind Door Number 3: The Project Manager

Short of hiring a full blown general contractor, you could use a project manager instead. We've found this to be a very effective way to rehab house flips, especially where hiring a GC is cost prohibitive.

For example, you could approach a smaller, hands-on type of licensed carpenter who has experience working with other subcontractors. You could then negotiate a fee based on his involvement in the project.

I've found carpenters and other subs very receptive to this arrangement. On top of the money they make doing the other work on the property, he's getting paid an override on how well he manages others.

Like I said before, everything is negotiable in real estate investing and house flipping, so be creative here. And remember it's about "win-win".

For example, you could do any number of these financial arrangements:

    Flat Fee: Simple enough. Pay a flat fee to oversee the job. No real creativity here.

    Partnership: Work out a partnership or an equity stake in the property. This is a very creative way to handle things. I wouldn't suggest this strategy on your first flip, but its one to consider.

    Percentage: Pay a percentage of the overall job that may be smaller than a typical general contractors cut. If he's good, this could really save you.

    Flat Fee and Performance Bonus: Pay the project manager a project management fee of around $2,000 and then assign bonuses for meeting timelines and budgets. The bonuses really keep the project manager motivated because he has a skin in the game. You pay some money upfront, but even more when they hit performance metrics.

Whatever you do though, do your best to establish a fee that works for the both of you. The fee you pay is largely dependent on your location and the going rates that project managers are typically paid.

You can get this kind of information from your real estate investment mentors, from other real estate investors in the area, or at your local REIA meetings.

Where to Find Project Managers

We've found that finding someone young, hungry and motivated is the best profile for success. It may differ for you, but these are the kind of guys (it's usually guys here ladies) who will put in the extra hours and get things moving in the right direction. Young, ambitious and smart is always a good profile to look for.

There may be some ideal project manager candidates in our backyard at technical colleges. These newly graduated students are typically hungry and have a good background that could be ideal for your project. In some cases, if you find a good one and your budget allows it, put them on your payroll and keep them working for you full time.

More often than not, freshly minted students for what they may lack in "real world experience" may more than make up for it with all the background knowledge from school in addition to the computer and technical knowledge for running budgets and keeping things humming smoothly.

Of course, before you go and hire a full time person to manage your flips, make sure you're in the position to afford it as well as have enough projects going on to keep him or her busy on a regular basis.

So whether you do the rehab on your own, hire a general contractor or get a project manager, you can do well and make money any of these three ways.

Author: Mike LaCava

Mike's Website: http://www.houseflippingschool.com
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The biggest challenge facing most real estate investors is making acceptable offers, especially when buying properties is the basic foundation of real estate investing.

Unless you buy properties, you cannot make any money.

Here is how to make offers that get accepted.

The offer you make depends on the type of property you are buying.

1) Buying from motivated sellers

If you buy houses from motivated sellers, it is necessary to have the following pieces of information:

a) Market Value

Do your due diligence to find out conservatively how much the house would be worth in perfect condition. You must have this information before you can make any offer.

b) Mortgage balance

You must get this information before you can make an offer. A seller who is not willing to disclose this information is not motivated enough. Move on to a motivated seller.

The mortgage balance must allow you to buy the house and still leave you with a profit. It must allow you to make a profit and own it free and clear.

c) Repairs needed

It is possible to estimate repair costs with the information provided by the seller.

You must know how much you need to fix up the house before you can make an offer. Of course, I like to see the house and do my own repair estimates.

d) Asking price

If the owner is asking for too much money given the above 3 pieces of information, the deal might never happen.

A good asking price must take into account the market value, mortgage balance and repairs. You can then make an offer based on the asking price. Make an offer if the mortgage balance allows you to make a profit.

Even though it is necessary to consider the seller's needs, no offer can be too low. If they are facing foreclosure, then they probably need some money to move, or their asking price might be just enough to get away from the property.

If the mortgage balance is too high compared to the value of the house, it does not make sense to make an offer. Move on to the next deal.

There is no bad offer, except the one you have not made. Always make the offers that make sense to you. You'll be surprised how many get accepted.

2) Buying foreclosed properties

The asking price and repairs are the only important considerations to make in this case. Banks selling these properties are willing to negotiate.

Most REOs are listed below market value. Depending on your exit strategy, if the numbers are close to making sense, by all means make an offer.

Lastly, remember to make your offer lower than the asking price.

by: Simon Macharia 
http://www.articlecity.com/articles/home_improvement/article_6984.shtml 
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We are thrilled to say we have just SOLD a property at 7168 Stride AVE in Burnaby.
Welcome to Eden at Edmonds! Unique one level garden apartments featuring high ceilings, private patios, front and rear, traffic calmed street, and just a short walk to the bus, skytyrain and shopping. The interior offers natural stone counter tops, stainless appliances and full-sized front load washer and dryer. The project has a warm community feeling and offers a full New Home Warranty. Underground secure parking locker and bike storage is included. Pets and rentals are welcome! Call for private showings.
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We are thrilled to say we have just SOLD a property at 400 Capilano in Port Moody.
LOCATION! LOCATION! A rare opportunity awaits at the Aria 2. Welcome home to an absolutely stunning Residence boasting spectacular South West Views of Burrard Inlet & Burnaby Mnt. throughout! This well appointed 2 bed, 2 bath home has been carefully designed w/floor 2 Ceiling Glass that compliment rewarding views, w/2 Patios to enjoy the fresh air. An entertainers home, equipped w/chef's kitchen & Huge Island/Bar, Large Open Living &Plenty of character - Feels like a show home! New Stone Fireplace w/solid Maple Live Edge Mantle, Black out blinds, LED Dimmer Lights throughout, Newer Carpet in Bedrooms. Enjoy Famous Full scale Gym, Pool, Steam room, Party Room & Theater too! In the heart of the village, steps to new evergreen line!
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We are thrilled to say we have just SOLD a property at 125 9978 151 ST in Surrey.
SPRING GROVE! Spacious 1623 sq.ft Townhouse! 3 Bedrooms! 2 1/2 Baths! Situated in an awesome gated community! The Living & Dining Areas are OPEN .... making it PERFECT for Eentertaining! Living Room also boasts a gas Fireplace and walk-out to the south backing yard & patio! Good Sized Kitchen with lovely Eat-in Area! Upstairs: Spacious Master with Full Ensuite! 2 other good sized bedrooms up! New Furnace (2012)! Complex has newer Roof (3 yrs). Be sure this is on your list! It's a great complex . .. walking distance to shopping & amenities! Vacant & Ready for You!! BE FAST ON THIS ONE!!
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We are thrilled to say we have just SOLD a property at 59 FOXWOOD DR in Port Moody.
BE SURE THIS HOME IS ON YOUR LIST! HERITAGE MOUNTAIN! Don't Wait! Outstanding Family/Entertainer's Home situated on 9200+ sq ft WEST backing Lot! WOW! Spacious Living Dining Rooms boasting 2-sided Gas Fireplace! Gourmet Kitchen with Oversized Island, Walk-In Pantry & great Eat-In Area! Huge Family Room with Gas Fireplace & Built-in cabinetry separated by double French doors! Walk-out to incredible Yard with awesome 2 level sundeck & incredible Hot-Tub Area! Great Kid's Playhouse (completely wired)! Upstairs - Spacious Master Retreat with 3 pce Ensuite & walk-in Closet! 2 more good sized Bdrms Up! The 3rd bedroom has a 3 pce Ensuite! The Basement has been professionally finished and is an Entertainer's Dream! Open Plan Rec Room, Games Room, Bar, Media Room (or 4th Bdrm)! 3 pce BAth - even an area that can be a Dance Floor! Too many features to list! This home is PERFECT for Entertaining inside & out! Bonus: Fully Wired Kid's Clubhouse in the Backyard! WOW! BE FAST ON THIS ONE! You'll LOVE IT!!
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(NC)-As the daily grind gets busier, many of us yearn for a space where we can rest and relax without interruption. Yet, with the neighbor's lawnmower buzzing, aircraft flying overhead, cars and trucks whooshing past plus other noises, it can be increasingly hard to find a quiet place to chill out from the hustle and bustle of life.

Have you looked at the effective ways to soundproof your home?

Heavy soundproofing drapes and double-glazed windows are a good start to minimizing external noises, but they are often only effective for certain rooms. A far more versatile option that will noticeably minimize unwanted noise is the handy and increasingly popular spray foam insulation.

Applied throughout a home's wall and ceiling cavities, spray foam insulation (like that available from Icynene) addresses common airborne and flanking noises in places such as home theaters, workshops, garages and even from outside. The whole house can benefit with its sound dampening qualities and it works in harmony with other sound dampening materials such as double-glazed windows.

Spray foam insulation seals gaps and holes through which airborne sound moves within a home, adding value and comfort to create a quiet, peaceful environment. More information can be found online at www.icynene.com.



Courtesy of Newscanada
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We are thrilled to say we have just SOLD a property at 8774 MACHELL ST in Mission.
Lovely 'Great Room Design' home in great family area! Plus Spacious Main Floor Den! Lovely 'Open Plan' Kitchen overlooks Dining & Great Room -making it perfect for Entertaining! Kitchen features lovely Island and Spacious Pantry! Upstairs -4 Spacious Bedrooms including Master with Lovely Ensuite with Soaker Tub & Separate Shower and Walk-in closet! Built on spacious Crawl space! Shows Well! Be sure this home is on your list! BE FAST ON THIS ONE!
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We'd love it if you would pop in to say "HI" to us at our Open House at 59 FOXWOOD DR in Port Moody.
Open House on Saturday, July 5, 2014 12:00 pm - 2:30 pm
BE SURE THIS HOME IS ON YOUR LIST! HERITAGE MOUNTAIN! Don't Wait! Outstanding Family/Entertainer's Home situated on 9200+ sq ft WEST backing Lot! WOW! Spacious Living Dining Rooms boasting 2-sided Gas Fireplace! Gourmet Kitchen with Oversized Island, Walk-In Pantry & great Eat-In Area! Huge Family Room with Gas Fireplace & Built-in cabinetry separated by double French doors! Walk-out to incredible Yard with awesome 2 level sundeck & incredible Hot-Tub Area! Great Kid's Playhouse (completely wired)! Upstairs - Spacious Master Retreat with 3 pce Ensuite & walk-in Closet! 2 more good sized Bdrms Up! The 3rd bedroom has a 3 pce Ensuite! The Basement has been professionally finished and is an Entertainer's Dream! Open Plan Rec Room, Games Room, Bar, Media Room (or 4th Bdrm)! 3 pce BAth - even an area that can be a Dance Floor! Too many features to list! This home is PERFECT for Entertaining inside & out! Bonus: Fully Wired Kid's Clubhouse in the Backyard! WOW! BE FAST ON THIS ONE! You'll LOVE IT!!
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Check out our clients' lovely home!    We have listed a new property at 59 FOXWOOD DR in Port Moody.
BE SURE THIS HOME IS ON YOUR LIST! HERITAGE MOUNTAIN! Don't Wait! Outstanding Family/Entertainer's Home situated on 9200+ sq ft WEST backing Lot! WOW! Spacious Living Dining Rooms boasting 2-sided Gas Fireplace! Gourmet Kitchen with Oversized Island, Walk-In Pantry & great Eat-In Area! Huge Family Room with Gas Fireplace & Built-in cabinetry separated by double French doors! Walk-out to incredible Yard with awesome 2 level sundeck & incredible Hot-Tub Area! Great Kid's Playhouse (completely wired)! Upstairs - Spacious Master Retreat with 3 pce Ensuite & walk-in Closet! 2 more good sized Bdrms Up! The 3rd bedroom has a 3 pce Ensuite! The Basement has been professionally finished and is an Entertainer's Dream! Open Plan Rec Room, Games Room, Bar, Media Room (or 4th Bdrm)! 3 pce BAth - even an area that can be a Dance Floor! Too many features to list! This home is PERFECT for Entertaining inside & out! Bonus: Fully Wired Kid's Clubhouse in the Backyard! WOW! BE FAST ON THIS ONE! You'll LOVE IT!!
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The data relating to real estate on this website comes in part from the MLS® Reciprocity program of either the Real Estate Board of Greater Vancouver (REBGV), the Fraser Valley Real Estate Board (FVREB) or the Chilliwack and District Real Estate Board (CADREB). Real estate listings held by participating real estate firms are marked with the MLS® logo and detailed information about the listing includes the name of the listing agent. This representation is based in whole or part on data generated by either the REBGV, the FVREB or the CADREB which assumes no responsibility for its accuracy. The materials contained on this page may not be reproduced without the express written consent of either the REBGV, the FVREB or the CADREB.