Thomas & Wanda

"Mr. & Mrs. Fraser Valley"

A New Year, A New Approach

A New Year, A New Approach

PhotoToday's homebuyer is recognizing that in order to have an edge in the real estate market, they must have a complete financial plan in place before even starting their home search.

A professional financial advisor will get you on the right track, giving you suggestions on how to clean up your personal finances and organize your current debts. You'll also want to run a credit check on yourself and verify that the information shown in your file is correct. There are two national credit bureaus in Canada: Equifax Canada (www.equifax.ca) and TransUnion Canada (www.transunion.ca) - check with both of them. You can get a copy of your credit file mailed to you for free or, if you prefer to see it immediately, you can request it online for a nominal fee. Note that while your mailed credit report is available to you for free, there is no free service to access your actual credit score.

Once you have an idea of your current financial status and therefore the general price range you'd like to stay within, we'll sit down together and begin the process of searching for your ideal home. You may even want to talk to your loan provider about a pre-approved mortgage, as having this in-hand can often give you the edge over another bidder when making a competing offer on a house.

Thinking of moving in 2014? Please call today for the latest updates on today's real estate market, especially local conditions in your area of interest.

 

 

Comments:
No comments

Post Your Comment:

The data relating to real estate on this website comes in part from the MLS® Reciprocity program of either the Real Estate Board of Greater Vancouver (REBGV), the Fraser Valley Real Estate Board (FVREB) or the Chilliwack and District Real Estate Board (CADREB). Real estate listings held by participating real estate firms are marked with the MLS® logo and detailed information about the listing includes the name of the listing agent. This representation is based in whole or part on data generated by either the REBGV, the FVREB or the CADREB which assumes no responsibility for its accuracy. The materials contained on this page may not be reproduced without the express written consent of either the REBGV, the FVREB or the CADREB.